Your Own Farm To Table Experience

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The farm-to-table movement is growing, and you don’t have to drive to a farmers market to get fresh, organic produce!  Gardening is easier than you think and there are plenty of ways to get started with a small-scale garden.  If you don’t have time or space for a big garden, you can grow organic produce in containers, raised beds or in your windows!

Raised Beds

Unlike tilling up soil in a large patch of land, raised beds rely on soil that you bring in, which increases plant health and decreases tasks like weeding.  Creating a raised bed that is 4 by 4 feet is a good choice because you won’t have to step into it, to reach every plant.  Choose the place where the bed will go and fill it a third full with soil, add a layer of compost and organic fertilizer, and then fill the bed up to the lip with more soil.  Start planting!

Containers

Choose pots for your container garden based on plant requirements.  For example, blueberries do well in large pots.  If you grow root vegetables or leafy greens, the combinations that can grow together in containers are basically endless.  Plant one pot that contains several different herbs, and another pot with an assortment of greens.  If you want to try dwarf fruit trees, they require lots of sunlight and water.  Their pots will need to be larger, but you can easily create a decorative assortment of pots without digging up your yard!

Windowsill Garden

Herbs grow well indoors.  Herbs like chives, parsley and mint are good examples that will grow in pots on or near a window.  They just need sunlight and a well-drained soil mix.  Avoid over watering because herbs don’t like soggy soil!

No matter what your vision is for your home garden, you’ve got lots of options.  Have a wonderful summer full of fresh, healthy, home-grown meals!

Lockridge is a group on-your-own-land new home builders in Virginia, North Carolina, South Carolina, Tennessee, and Georgia. (see all our Model Home Centers).  We offer a full service website that allows you to choose floor plans, get complete price quotes, get prequalified for a mortgage, and more.  For more information visit our website, Facebook Page or email us.

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Tax Benefits To Building Your New Home

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If you’re on the fence trying to decide whether or not to get started building your new Lockridge home, consider this amazing tax deduction article written by Ashley Steel from NewHome Source!  She is a staff writer/editor for NewHome Source, a website where you can search for and get information on new homes. You can find her on Google+

“One of the great benefits of homeownership is the tax deductions that come with it. But what, if anything, distinguishes a newly built home from a resale home when it comes time to file your taxes?

While both forms of homeownership offer great benefits, there are some additional types of tax benefits of owning a newly built home that shoppers can attain. Let’s take a closer look:

Construction Loan

Some newly built homebuyers take out what is known as a construction loan, or, a loan that originates to cover the costs associated with the construction of a home, that later converts into a buyer’s permanent home mortgage when construction is complete.

With these types of loans, “you can deduct the interest you pay during the first 24 months of the loan,” says Jayson Mullins, CEO at Top Tax Defenders, a tax resolution firm in Houston, Texas.

It’s important to note however, that this type of deduction doesn’t apply in all circumstances. For instance, the home in question must be your primary or secondary residence to qualify. “Furthermore, the deduction applies only to the first $1 million in total loan proceeds, including interest,” says Mullins. “This limit is reduced to $500,000 if you are married and filing separately.”

Mortgage Deductions

While not unique to newly built homes, mortgage deductions are a significant part of helping you get a return on your taxes. Mortgage deductions occur across the following categories:

Mortgage Interest

The IRS allows taxpayers to deduct both their mortgage interest up to $1 million ($500,000, if married and filing separately).

Mortgage Points

A mortgage point is prepaid interest equal to 1 percent of the value of a mortgage. Mortgage points can only be purchased at the time of loan origination.

These points are tax deductible in the year they are paid, but only if they meet the following home mortgage points criteria from the IRS.

Mortgage Insurance Premiums

For tax purposes, qualified mortgage insurance premiums are considered mortgage interest and, therefore, deducted within the $1 million limit.

Energy Efficiency

“An energy credit is available called the Residential Energy Efficient Property Credit,” says Mullins. Certain energy saving features — or improvements in the case of a resale home — allow homeowners to save as much as 30 percent of the cost of installation.

“Taxpayers should know that not all high-efficiency products qualify as a tax credit,” says Mullins. Products only qualify if they come with a manufacturer’s tax credit certification statement, usually found in the product packaging or on the manufacturer’s website.

The advantage when it comes to newly built homes is that they already come outfitted with the latest in green technology, which gives you a greater chance of earning the Residential Energy Efficient Property Credit without having to do much.

Property Taxes

The IRS allows taxpayer to deduct their property taxes as well. Depending on the state, resale homes typically have lower property taxes, says Mullins.

However, newly built homeowners can deduct property taxes they incur while their new home is being built. “The taxes are based on the property assessed value,” say Mullins. “In order for taxpayers to qualify for this deduction, it has to be paid within the same tax year.”

While most types of tax benefits apply to both new and resale homes, there is a higher likelihood of securing these benefits in a newly built home. Construction loans and property taxes allow homebuyers to reap the benefits of tax returns before even moving in, while the increased energy efficiency of new homes is likely to yield credit as well.”

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New Location In Greenville South Carolina

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Greenville, South Carolina has been voted one of America’s Ten Best downtowns by Forbes Magazine and in the top 5 Most Fun and Affordable Cities by Bloomberg Business Week! This area’s natural beauty that begins with Falls Park and continues to the Blue Ridge Mountains, there’s plenty of outdoor adventure for the whole family. It’s also one of the fastest growing areas and we are so excited about our new location in Greenville!   Come visit us at 3531 Pelham Rd, Suite 101 Greenville, SC 29615 or call 864-881-1568.  We’re ready to build your new dream home!

Lockridge is an on-your-own-land new home builder in Virginia, North Carolina, South Carolina, Tennessee, and Georgia. (see all our Model Home Centers).  We offer a full service website that allows you to choose floor plans, get complete price quotes, get prequalified for a mortgage, and more.  For more information visit our website, Facebook Page or email us.

Winter Wonderland

Snow Storm 2015

Winter can be a magical time of year, full of warm memories around the fireplace, great food, and family gatherings. But with all the recent snow and ice we’re passing along some tips to keep your home safe, and give you peace of mind during the low temperatures and storms!

  1. Clear your gutters of leaves and debris, so water doesn’t back up and freeze inside the gutters.
  2.  Make sure your downspouts are directed away from the house.   When the snow begins to melt on your roof and in your gutters, the water will drain away from your home.
  3. Seal any cracks or holes in your outside walls and your homes’ foundation.
  4. Keep your attic cool!  When you maintain the temperature of your attic at 5-10 degrees warmer than the outside temperature, you can help protect your roof from ice-dam damage.  This damage occurs when the heat from your home causes snow to melt at the middle of your roof, and then it refreeze at its edges.
  5.  During extreme cold temperatures, protect your pipes!  Wrap exposed pipes in insulation, and keep water trickling through them regularly.  Moving water is much less likely to freeze.  You can also leave your kitchen cabinet or bathroom vanity doors open to allow warm air to circulate around the pipes.
  6. Protect your home from flooding.  If snow is building up around your home, remove the snow from doorways, window wells, and walls.  When the built up snow melts, it can cause water damage to your home.

We want you and your home to be safe and warm for the rest of the winter.

Lockridge is an on-your-own-land new home builder in Virginia, North Carolina, South Carolina, Tennessee, and Georgia. (see all our Model Home Centers).  We offer a full service website that allows you to choose floor plans, get complete price quotes, get prequalified for a mortgage, and more.  For more information visit our website, Facebook Page or email us.

Build Your Dream Home This Year

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Start 2015 with a different resolution, this is the year you build your dream home.  With so many new home designs to choose from, whether you’re a family of four expecting one more, or a couple who would love to downsize, you’ll find the perfect Lockridge floor plan to fit your needs and your budget.

Get started by choosing from over 40 floor plans on-line, then make the house truly yours by picking your options and upgrades right from your Lockridge Account.  Create the home you’ve always dreamed about and get your price quote immediately.   You can share your ideas and price quotes with one of our New Home Consultants when you’re ready, or Ask Helen if you need more information.

 Tips for Designing Your Lockridge Home

Choosing your options and upgrades can seem like a big task, but prioritizing your must-have list up front will definitely pay off in the long run.  Planning the things you need to create your dream home is so important, and Lockridge gives you the freedom to create and change your options until you’ve got the home you want.  That’s the beauty of having your Lockridge Account accessible to you 24 hours a day – get creative, go as big or small as you want!

  • A Grand Entry Your front door and foyer are the spaces that welcome everyone to your home.  Whether you want grand or simple, Lockridge has it.  We have 2-story grand foyers with beautiful windows that let in lots of natural light.  Why not add wood or tile flooring to the foyer for elegance and easy clean up when there’s rain, snow or just lots of traffic.  Choosing the color of your door and style is very personal and it’s one of the features that makes your dream home especially yours.  Your Lockridge New Home Consultant can show you color choices and styles.
  • Your Perfect Kitchen. From holiday preparation to family meals, so much time is spent in our kitchens. Find your ideal kitchen layout, then choose the cabinets, counter top material, sinks and more. Talk to your New Home Consultant about adding double wall ovens, a cook-top or other gourmet touches.
  • Extend Your Living Space  Include an outdoor living space or sun room in your dream home plans. A deck is great place to entertain guests and enjoy your yard. You’ll have more living space outdoors when you add lounge chairs and a dining table to enjoy the sun during the day and watch the stars at night. If you’d rather have some shade, a screened porch is great place to be without worrying about rain, extreme sun, or insects.  A sun room is another option that allows you to enjoy the sunshine no matter what the temperatures are outside.

Don’t Wait to Build Your Lockridge Home—Get Started Today 2015 is your year to build the new home you’ve always wanted. Lockridge is ready to turn your dream house into reality. Contact us or visit your local Lockridge model home to get started.

Lockridge is an on-your-own-land new home builder in Virginia, North Carolina, South Carolina, Tennessee, and Georgia. (see all our Model Home Centers).  We offer a full service website that allows you to choose floor plans, get complete price quotes, get prequalified for a mortgage, and more.  For more information visit our website or email us.

‘Tis The Season

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The holidays are here ready or not, and it can seem overwhelming –  shopping, greeting cards, baking cookies, decorating, parties…  How can you survive the stress, get everything ready, and still make the holidays memorable?  Here are a few tips to help make this holiday a little easier:

  •  Make A Plan:   Having a get-together?  Write down the full menu, and include everything from the main course to specialty drinks and dessert. Another tip is to plan your menu around a single star item, then add other dishes that are easy to make or can be prepped ahead of time.
  •  Don’t Over-Commit:   there are parties, events, dinners and invitations galore!  Make sure to take time for yourself during the Holidays. Setting aside an evening for just you and your family can help you feel refreshed and relaxed.
  • Keep Active: Stick to your exercise program.  You’ll feel better by keeping active, especially when facing the holiday goodies.
  • Give Back:  Volunteering your time to help others at a local hospital, shelter or non-profit is a great way to lift your spirits.  Many people are struggling during the holidays and we can help by getting involved and giving time to others, you’ll get a bigger gift in return!
  • Bring Nature In: Decorate with natural things this year.  Use fresh holly, bowls of pine cones, and fresh garland to make your home festive and beautiful.
  • Get Others Involved: Let the kids help out with baking holiday goodies, and decorating the tree is a great time for family bonding.  If you’re planning a dinner, consider having it potluck style. The more the merrier and it will take some stress off your plate.

This really is a magical time of year!  Don’t worry if something doesn’t go exactly as planned, it will make a fun story to tell around the fire next year.  From everyone at Lockridge, we wish you and your family a joyous and peaceful Holiday Season!

Lockridge is an on-your-own-land new home builder in Virginia, North Carolina, South Carolina, Tennessee, and Georgia. (see all our Model Home Centers).  We offer a full service website that allows you to choose floor plans, get complete price quotes, get prequalified for a mortgage, and more.  For more information visit our website or email us.

Have A Safe Holiday Season

Happy-Holidays-blog-picThe Holiday Season is here and we know how much fun decorating can be this time of year.  Be as creative and inspired as possible, but also be safe.  The American Red Cross suggests the following tips on how to keep you, your family and your home, safe during the Holidays.

Keep children, pets and decorations away from lit candles.  Folks bump into things, stuff tips over and decorations are often made of flammable material!  Keep lit candles where accidents are less likely to happen – or try LED candles this year!

While you’re cooking, check food regularly.  Make sure your Holiday feast doesn’t become a kitchen fire by keeping an eye on the food you’re preparing and don’t leave home with things on the stove, in the oven or on the grill. The kitchen is where everyone likes to hang out during the holidays – turn cooking into a festive event.

Christmas Trees  Choose a flame-retardant artificial tree, or if you have a live Christmas tree, make sure you water it every day.  Also remember to keep your Christmas tree at least 3 feet from any heat source (like your fireplace) and make sure it isn’t blocking an exit-way from your home.

Smoke Detectors  Now is definitely the time to check all the smoke detectors in your home and replace any batteries if needed.  Please don’t leave a portable heater or fireplace unattended.

Check your lights.  When you unwind your strands of lights this year check for worn or broken cords, and loose bulb connections.  Rule of thumb: don’t connect more than 3 strands of mini-light sets.

We want you and your family to have a wonderful and safe Holiday Season!  For more safety tips, visit the American Red Cross website.  

Lockridge is an on-your-own-land new home builder in Virginia, North Carolina, South Carolina, Tennessee, and Georgia. (see all our Model Home Centers).  We offer a full service website that allows you to choose floor plans, get complete price quotes, get prequalified for a mortgage, and more.  For more information visit our website or email us.